While your day-to-day operations are complex, understanding Business insurance doesn’t have to be. There are coverage options available to protect just about every aspect of your business from employee injury to natural disasters. Some insurance is required by law and others by business associates, such as lenders and landlords. Obtaining the right type and amount of protection for your business will help you avoid gaps in coverage where you need it most. Property Insurance can fund repairs or replacements for damaged physical assets when disasters like vandalism, fire, windstorms, or hail strike.
• Liability Insurance can protect against financial losses resulting from claims of injury or property damage caused by you or your employees and your products or services.
• Workers’ Compensation Insurance can satisfy your employees’ medical needs in the event of an accident or disease and make a quick return to work possible while removing lawsuit potential by current or former employees.
• Business Auto Insurance can get you on the road again quickly after an accident and ensure your business is protected against losses from injuries to other drivers, passengers, and pedestrians for which you and your employees are liable.
• Business Crime Insurance can protect against fraud, theft, forgery or robbery.